Understanding Home Care Costs

Home care is often the most affordable form of elder care

The No. 1 objective of most families is to help their loved ones stay in their own home in a safe and familiar environment for as long as possible. No one’s first choice is to go to a facility or an institution no matter how pretty the building or the décor. For a senior to stay in their own home safely they may need just a few hours of assistance or they may need 24/7 care. An evaluation by a ComForcare Senior Services professional is needed to determine what is best.

Don’t assume or guess that home care is too expensive

The only way you can find out if you can afford home care is to have a trained care specialist evaluate the specific personal care needs of your loved ones and develop a care plan to fit those needs. They also can evaluate how many hours are really needed given the medical conditions, as well as the availability of friends and family to participate.

Home care provided by ComForcare Senior Services with thoroughly screened, experienced and monitored caregivers can be a life-saving and rewarding option.

Companion and personal in-home care services to consider

  • Alzheimer’s care
  • Meal Planning & Preparation
  • Medication Reminders
  • Hygiene Assistance
  • Light Housekeeping
  • Errands & Transportation
  • Diet Monitoring
  • Walking Assistance
  • Coordinate Home Services
  • Visit Friends
  • Correspondence
  • Grocery Shopping
  • Pick-up Prescriptions
  • Round the clock care
  • Live in care
  • Short term care

Talk to a home care expert

By talking with a ComForcare Senior Services home care expert, we will make sure you understand the services you need, how often, and for how many hours per day. We will help you develop a budget and share with you the ways families have been able to pull their resources together to provide this care to their loved ones.

  • Long-term care insurance
  • Retirement funds
  • Veterans Aid and Attendance benefits
  • Home equity using a reverse mortgage
  • Current life insurance value – life settlements

Understanding the cost of home care services

According to the MetLife Mature Market Annual Survey on the Cost of Care in the United States:

  • The national average daily rate for a private room in a nursing home rose 4.4% from $229 in 2010 to $239 in 2011.
  • The national average monthly base rate in an assisted living community rose 5.6% from $3,293 in 2010 to $3,477 in 2011.
  • The national average daily rate for adult day services rose 4.5% from $67 in 2010 to $70 in 2011.
  • The national average hourly rates for home health aides ($21) and homemakers ($19) were unchanged from 2010.

How much will it cost your family?

The best way to know exactly how much home care services will cost is to talk to one of our professionals. Together you can come up with a plan of care and a number of hours that is not only affordable, but keeps your aging loved one safe and in their own home.

Ask about options like The VA Aid and Attendance Pension Benefit, reverse mortgages, life settlements, and long-term care insurance. Chances are that one of those programs may be able to help with the cost.

How soon can home care services start?

In most cases, services can begin today if necessary. The start date is up to you, but our team is dedicated to getting a caregiver in your home as soon as you need them.

Feel free to contact us at 973-244-9400  to discuss your specific need. We specialize in providing in-home care custom tailored to your specific needs.